Back to Back Issues Page
Volume 8, Issue 3 November, 2018
November 27, 2018

Here is your latest issue of BM$ Success Newsletter – the companion newsletter to the "Business-Money-Source" website.

This Month’s Featured Business Financial Product:

Volume 8 Issue 3 ------------------------------------------ November, 2018

3 Ways To Help Your Business Recover From Financial Distress

Many businesses incur overwhelming debt for various reasons. Some of these business are doomed to become insolvent simply because the owners are not aware of the options available for financial recovery. This issue of BM$ Success Newsletter will show you three alternative financial methods that you can use to save your business, even if your banker has denied to extend your credit or give you a new loan. Business Money Source can assist you in any one or any combination of the three of these financing options.

Method No. 1 - Debt Consolidation

The Problem:

“Cash & carry” businesses such as retail shops, restaurants, dentists, auto shops, barbershops, hair & nail salons, florists, dentists and medical clinics often utilize merchant cash advances to provide working capital in off-season or during other slumps in revenue. Sometimes a merchant will take out a second cash to pay on the first and then a third or fourth and so forth. This is call “stacking”. The merchant now has debt obligations stacked on top of one another. The debt service on these outstanding loans can quickly eat up all available revenue and the demise of the business is all but inevitable. A business in this situation may close its’ doors within a matter of months if the situation is not corrected.

The Solution:

If the business owner owns real estate and has a minimum credit rating of 650 then it is possible to get a short-term loan secured with the real estate as collateral. This loan can be for up to 24 months. This will allow you the owner, to pay off the “stacked” debts and free up your business revenue. This recovered business revenue can then be used to pay off the consolidation loan.

In Order For Debt Consolidation To Work:

You must have reasonably good credit rating, commercial or residential real estate that is equal to or exceeds the value of the loan amount and cashflow that can support the debt service of the loan. Companies with a current bankruptcy or judgment will not qualify for a debt consolidation or a business loan. The Debt Consolidation loan program is only available to businesses in the U.S.A. and Canada.

Apply for a debt consolidation loan now by filling out the short secure form here: BizTurnaroundForm

Method No. 2 - Debt Restructure

The Problem:

What happens if your company is so overburden with debt that your revenue cannot support a debt consolidation loan? What if your company is on the verge of filing Chapter 11 bankruptcy or closing your doors for good? There is still an option.

The Solution:

You can restructure your company’s debt by negotiating with your creditors. Why would creditors be willing to work with you? Your creditors know that if you go out of business or go into bankruptcy, they may receive only pennies on the dollar of what you owe them. It is better for them to help you pay your debts by extending the loan term or reducing the principal that you owe or both. This is a solution that can save your business by freeing up your cash flow with a debt-restructuring plan designed specifically for your business situation. However, this can be a complicated task that will require professional debt specialists to ensure a successful outcome.

Business Money Source is working with a third party debt restructuring company that has saved over 10,000 businesses over the past 20 years! Learn more and get started now to restructure your company debt! Kick off 2019 by restoring your company's profitability.

In Order For Debt Restructuring To Work:

You company cannot be in Chapter 11 bankruptcy. Your business must still be currently active and producing revenue or have contracts in place that will produce sufficient revenue. You must list all of your creditors and accurate amounts of what is owed to each one, the amount you are currently paying each debt.

The debt restructuring specialists will determine the amount that you can pay your creditors each month and still remain in business. Then they will approach your creditors and negotiate a repayment plan for you that will allow your business to return to profitability.

Start your business debt-restructuring program today by filling out the short secure form here: BizTurnaroundForm

Method 3 - Debtor In Possession (DIP) Financing

The Problem:

Even if your business has gone beyond where debt consolidation and debt restructuring are no longer viable and you have filed for Chapter 11 bankruptcy protection, there is still a way to save your company. You may be able to get Debtor-In-Possession financing to reverse course and return your business to profitability.

The Solution:

The term “Debtor-in-Possession” refers to the fact that the current management and board of directors remain “in possession” of the business following its’ Chapter 11 bankruptcy filing. Many business owners do not know that there is a way to get financing even if they have declared bankruptcy.

You are probably wondering why a lender will lend working capital to a business that is already in Chapter 11 bankruptcy. Some lenders see Debtor-in-Possession financing as a relatively safe loan opportunity because U.S bankruptcy law protects DIP creditors. Business bankruptcy loan payments are placed in 1st position over all other loans by law. This means the DIP lender will receive loan repayment before any other creditors.

In Order For DIP Financing to Work:

You begin the process of DIP financing by finding a lender who will work with companies that are in Chapter 11 bankruptcy. This is where your business should seek the assistance of a business-funding consultant like Business Money Source, LLC. Business Money Source has access to several funding sources that make DIP Loans.

You must also receive the approval of your other creditors. Your other creditors may object to the new loan if they feel that the new DIP loan will reduce their chances of getting repaid. The Bankruptcy Court will also have to 1) approve the DIP loan, 2) insure that the collateral will be sufficient to secure the loan and 3) approve your budget and loan repayment schedule. The objective of obtaining a DIP loan is to finance reorganization of your company and to turn it around from a failing to a profitable enterprise. If this cannot be accomplished, the DIP lender may be able to finance the process of selling your company.

Apply for Debt-In-Possession financing by filling out the short secure form here: BizTurnaroundForm


If you company is experiencing financial distress there are alternative methods to consolidate debt, restructure debt or reorganize your company. You should consult experienced legal counsel and financial turnaround specialists when utilizing either or a combination of these funding methods to restore your business to profitability. You can begin the process to save your business by going to one of the links in this newsletter and filling out the short form. Business Money Source and its’ funding sources will work with you through the process to realign your business finances and save your business.

Your information will not be shared or traded with any other business or private entity.

Questions Or Comments On Other Business Financing

Go to the Business Money Source website and fill out the contact form: for any questions you may have.

Refer Businesses To Business Money Source

Please go to the Business Money Source website for more information on the BMS Referral Program:

Go to the link below to register with Business Money Source as a Referrer or to refer a client seeking business financing:

This Month’s Business Survival Tip

Get A Business-Line-Of-Credit of $10,000 - $150,000 Quickly! (USA Only)

This is a great funding source for start-up entrepreneurs, real estate investors and business owners who need working capital!

A business-line-of-credit (BLOC) can provide the seed money to start your business, to take advantage of a great real estate deal or for any other worthwhile business purpose! Don’t miss an opportunity to get funding because your banker said, “no”.

Please click on the link below & fill out the short secure form to get a business line-of-credit now!

Promote Your Business With Online Classified Ads

Promote your online or brick and mortar business with online classified advertising. Learn more about online classified advertising go to the Business Money Source website here:

You may also download the free report “Online Classified Ads” by clicking on the link below: Bullock/12_Tipsnew2wplaceholderlinks.pdf

Please Use The Following Links To Get Started In Funding Your Business Or Project

For Micro-Cap commercial real estate short term loan

To register as a Referrer and refer a business loan seeker

For business and personal lines-of-credit:

For corporate turnaround and debt restructuring for your business:

For other business loans:

For other business loans:

Let us know what topics you would like to see covered in BM$ Success Newsletter.

Back Issues for BM$ Success Newsletter

Please feel free to contact me by the methods listed below, with any questions that you may have about the various loan programs offered by Business Money Source, LLC.

I look forward to assisting you or your clients in acquiring the business financing that you seeking.



Jim Bullock, Managing Member

Business Money Source, LLC

(804) 396-3040

Fax: (804) 781-4971

Twitter: bizmoneysource

Friends of Business Money Source

Additional resources to enhance your business and your lifestyle:



Provides inspirational, informational and business oriented tours and workshops, highlighting attributes of the African Diaspora.

Our services offer fresh perspectives and engage clients for learning, cultural enjoyment and to influence a better world.


Capricorn City - The Hangout For Writers and StoryTellers

Do you have a story to tell? Like to write poetry? Do you enjoy or would like to review music, movies, or television shows?

Interested in getting your works published? is the perfect place to get your work seen by readers around the world.

Please feel free to contact James Bullock at if you have a desire to let the world discover you.


Financial Wellness Workshop Webinar – Family And Friends Mastermind Group

Personal Financial Education and Wealth Building

To get your copy of “7 Principles – Turn Your Salary Into Millions” Click on the link below:

Contact Judith McCaskill Robinson (831) 444-5478 or

Community Volunteer since October 20, 2014


Just Rydin' Magazine -I am just rydin'

A comprehensive online magazine dedicated to the pleasures and safety in motorcycle riding

Sponsor of community service events to educate children in the safe operation of bicycles & mopeds.

Contact Marie Cammock Payne for advertising and subscription opportunities:


Professional Web Design

At HRichNetworks, LLC We offer professional, custom, high quality web design services. All of our websites are custom designed to meet every client's needs and requirements.

From complex dynamic web applications to simple professional business websites, we do it all at an affordable price.

Senior citizen technology classes offered to individuals and groups at both assisted and independent living facilities.

Call us today for a FREE no obligation quote - 804.447.4312 P. O. Box 74083 N Chesterfield, VA 23236


International Wealth Success Newsletter Subscription

Go to:

Contact: Ty Hicks at 1-516-766-5850, Fax: 1-516-766-5919International Wealth Success, Inc. 24 Canterbury Rd., Rockville Centre, NY 11570


“A personal finance and credit restoration consulting company”.

Contact Tom at 804-385-6678 or email: or for free initial 15-minute consultation.


Vickie's Art - Step Into My World And Enjoy The Scenery

Specializing in water color paintings on a variety of canvases, including murals and stage play backdrops

Visit our galleries to view samples at

Add a piece of Vickie's timeless art to your collection.


Advertise Your Business in BM$ Success

You as a subscriber are invited to give your business free online exposure. Free advertising just for the asking! Just send a brief description of your business and the products or service you offer. State whether you are local to a specific region or a national or international company. We will place your info in the next issue of BM$ Success. Don’t forget your contact info or to spell check your ad!

Send your ad info to: info@business-money-source.comAny Questions:

Let us know what topics you would like to see covered in BM$ Success Newsletter.

Be sure to check business money news page daily on for updates. Also friend us on Facebook and follow us on Twitter!

Until next month!


Jim Bullock

Business Money Source, LLCP.O. Box 16096Richmond, VA 23222

(804) 396-3040

“Your One Stop Online Business Information Source”

Twitter: @bizmoneysource

Disclaimer: The content contained in the BM$ Success Newsletter is provided for informational purposes only. It is incumbent upon the user of the information to seek appropriate financial and/or legal counsel before entering into any financial transaction. Business-Money-Source, LLC nor its' principals are in no way liable for your financial transactions. See the “Disclaimer” and "Terms of Use and Privacy Policy" pages on the Business Money Source website for further explanation.

Back to Back Issues Page