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Volume 11, Issue 1 March, 2021
March 05, 2021

Here is your latest issue of BM$ Success Newsletter – the companion newsletter to the "Business-Money-Source" website.

This Month’s Featured Business Financial Product: Short-Term Unsecured Banks Loans For The New Year

Volume 11 Issue 1------------------------------------------------------------------------------------------------- March, 2021

Observe COVID 19 Precautions!

Practice social distancing, wash hands and face frequently, limit to groups of 10 or less and always wear a mask in public.

Short-Term Unsecured Bank Business Loans and Lines-of-Credit For “Cash & Carry” Businesses

We all have so much facing us this year. There are good reasons for some trepidation. There is still an alarming amount of infections and deaths each day. Also, there have been serious delays in delivery of the vaccines and shortages of dosages in some parts of U.S.

However, there are also many reasons for optimism. We have a new President and he is off to a great start of repairing much of the damage that occurred over the past 4 years. COVID 19 vaccines are coming online and people are being vaccinated at ever-increasing rates. New business loan programs are becoming available in order to help businesses survive the pandemic crisis and grow. One such loan program is the short-term unsecured bank business loans described here. It is limited to businesses located in the United States.

What Businesses Are Eligible For A Short-Term Loan?

These loans are designed for many brick and mortar businesses, including but not limited to: Automotive Repair and Service, Bakeries, Barber Shops, Bars, Caterers, Chiropractors, Dentists, Doctors, Fast Food Restaurants with Drive Thru and Takeout and Delivery Services, Hair and Nail Salons, Hotels, Liquor Stores, Motels, Veterinarians, Restaurants, Spas and Specialty/Ethnic Grocery Stores.

Current Lending Criteria for Restaurants/Hospitality

1) Minimum Equifax Credit Score 551

2) Minimum Time in Business is 1 year

3) Minimum Annual Sales of $100,000

Feature highlights of loan program:

1) Loan Amounts up to $450,000 for single unit and $675,000 for multiple locations

2) Fixed Terms up to 24 months

3) Lender will allow pay off up to 2 competitors (short-term loans or merchant cash advances)

Click on the link below to apply for an unsecured short-term business loan:


Current Lending Criteria For Retail Businesses

2) Minimum Time in Business is 1 year

3) Minimum Annual Sales of $100,000

4) Loan amounts up to $150,000 for single-unit and $225,000 for multiple entities with credit score less than 700 and no home ownership

5) Loan amounts up to $300,000 for single-unit and $450,000 for multiple entities with 700+ credit and home ownership Fixed Terms up to 24 months

6) Lender will allow pay off up to 2 competitors (short-term loans or merchant cash advances)

Recently Added Industry Types That Are Now Eligible For A Short-term Loan:

Aerospace Defense Contractors, Architectural Services, ATV/Golf Cart Dealers, Auto Parts, Beer, Wine and Liquor, Building Materials & Equipment, Computer Software, Electronics, Defense Contractors, Food Processing & Sales,Medical Services( Medical Imaging)


Chemical & Related Manufacturing, Drug Manufacturers,

Electronics Manufacturing & Equipment, Food Products Manufacturing, Pharmaceutical Manufacturing,

Nutritional & Dietary Supplements, Other Health professionals, Pharmaceuticals/Health Products, Steel Production/Steel Fabricators

If not sure that a business is eligible, feel free to send your business information to

Current Lending Criteria For The Recently Added Businesses

1) Minimum Equifax Credit Score of 601

2) Minimum Time in Business is 2 years

3) Minimum Annual Sales of $200,000

4) Loan Amounts up to $150,000

5) Fixed terms up to 12 months

6) We can pay off up to 2 competitors (short-term loans or merchant cash advances)

Click on the link below to apply for an unsecured short-term business loan:


What Factors Determine The Loan Amount and Interest Rate?

The length of time you have been in business, the personal credit score of the principal owner/manager of the business and other credit factors determine the loan amount for which you may qualify. Generally, the longer you have been in business and the higher the personal credit score of the principal owner/manager, the higher your loan amount.When you receive a loan approval, you will typically be offered several options, each with a specific loan amount, rate and loan term. You will be able to choose the option that best meets your needs.There is a minimum loan amount of $5,000 and a maximum loan amount of $1,000,000. This loan program is only for commercial or business purposes for currently operating businesses – no startups, no personal debt.

Optional Features To Customize The Loan For Your Business:

Interest-Only Flex Pay: Get the lowest payment possible, paying only interest for the first 5 months of your loan term.

Lines-of-Credit: Get access to a no-fee line-of-credit for unexpected expenses or to take advantage of new opportunities to grow your business.

Flex-Pay Loans: If your revenue is low now but expected to rise, a flex pay loan allows you to defer up to 50% of the principal into the future, resulting in low payments now.

To learn more about how to get money for you business, please go to this link and fill out the short secure application. You could be days away from getting the business money that you need:


This Month’s Business Survival Tip:

75% Loan-To-Value Commercial Property Loans

$500,000 - $5,000,000 Loan amount

Hotels/Motels – Franchised only – Purchase or Refinance - No construction

Gas Stations – Branded only – Purchase or Refinance

R.V. Parks – Good quality only - Purchase or Refinance

Multi-Use (Office/Retail/Warehouse) – Purchase or Refinance

To learn more about the 75% Loan-To-Value Program:


$5 Million - $13 Million Other Commercial Property Loans

These loans are for car/truck/motorcycle/boat dealerships & repair shops, light industrial, heavy industrial – factory & manufacturing, funeral homes, charter schools, daycare centers, commercial assisted living facilities, restaurant bars (new or newly renovated) and other commercial properties.

4.65% and up fixed interest rate

Minimum FICO score 625

15 to 30 day possible closing after all the application documents are submitted.

To learn more about loans for commercial properties:


Questions Or Comments On Other Business Financing

Go to the Business Money Source website and fill out the contact form with any questions or comments that you may have: ConUsPage2
Your information will not be shared or traded with any other business or private entity.

More Links To Get Started In Funding Your Business Or Project

For other business loans:

Business Loan Inquiry Form

For corporate turnaround and debt restructuring for your business:

Restructure Business Debt

Know Someone Who Is Seeking A Business Loan Or Real Estate Financing?

To register as a Referrer and refer a business loan request:

Refer A Deal

Let us know what topics you would like to see covered in BM$ Success Newsletter.
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Please feel free to contact me by the methods listed below, with any questions that you may have about the various loan programs offered by Business Money Source, LLC.

I look forward to assisting you or your clients in acquiring the business financing that you seeking.


Jim Bullock, Managing Member

Business Money Source, LLC

(804) 396-3040

Fax: (804) 781-4971

Twitter: bizmoneysource

Friends of Business Money Source

Additional resources to enhance your business and your lifestyle:


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Do you have a story to tell? Like to write poetry? Do you enjoy or would like to review music, movies, or television shows?

Interested in getting your works published? is the perfect place to get your work seen by readers around the world.

Please feel free to contact James Bullock at if you have a desire to let the world discover you.


Advertise Your Business in BM$ Success

You as a subscriber are invited to give your business free online exposure. Free advertising just for the asking! Just send a brief description of your business and the products or service you offer. State whether you are local to a specific region or a national or international company. We will place your info in the next issue of BM$ Success. Don’t forget your contact info or to spell check your ad!

Send your ad info to: info@business-money-source.comAny Questions:

Let us know what topics you would like to see covered in BM$ Success Newsletter.

Be sure to check business money news page daily on for updates. Also friend us on Facebook and follow us on Twitter!

Until next month!


Jim Bullock

Business Money Source, LLCP.O. Box 16096Richmond, VA 23222

(804) 396-3040

“Your One Stop Online Business Information Source”

Twitter: @bizmoneysource


Disclaimer: The content contained in the BM$ Success Newsletter is provided for informational purposes only. It is incumbent upon the user of the information to seek appropriate financial and/or legal counsel before entering into any financial transaction. Business-Money-Source, LLC nor its' principals are in no way liable for your financial transactions. See the “Disclaimer” and "Terms of Use and Privacy Policy" pages on the Business Money Source website for further explanation.

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