Here is your issue of BM$ Success Newsletter – the companion newsletter to the "Business-Money-Source" website.


This Month’s Featured Business Financial Product:

Equipment Financing

Whatever your business may be, sooner or later you will need to acquire some kind of equipment to fulfill obligations to your customers or clients. The equipment may be a backhoe for your construction business or a dozen laptop computers for your sales force. In either case you have two basic choices: to purchase or to lease. You decision will depend on many factors, some of which are:

· The kind of equipment · The cost · Service life of the equipment · The financial situation of your business

If you have the capital on hand for a 10 – 20% down payment and the equipment has a long service life say, 7 – 10 years, for example a backhoe, it may be wise to purchase the equipment, depreciate it over time and sell it off at the end of its’ useful life. This decision of course will depend on your tax obligations and financial business situation.

If on the other hand, you need an expensive piece of equipment and you either don’t have money for the down payment or you have the money but don’t want to impact your cash flow, then leasing may be a better option for your business. Also, it is usually wise to lease equipment that is rendered obsolete rather quickly. Computers, copiers and other types of computer operated equipment, such as some medical equipment fit into this category.

Whichever direction you choose, you will want to work with a reliable company who understands both methods of equipment financing. One such company is Commercial Loan Direct. It is easy to apply for financing beginning with a simple one page online application

For more information on equipment financing

This Month’s Business Survival Tip:


You may be able to acquire working capital for your business by selling your invoices at a discount to factor. A factor is a funding source that specializes in purchasing a company’s accounts payable invoices. The main advantages to you are:

· Acquire working capital with taking out a loan

· Time to receive payment for your goods or services is reduced from 30, 60 days or longer to as little as 2 days.

· You can repeat the process of factoring your invoices each month or as often as you like to stabilize cash flow

How Does Factoring Work?

Factoring is not a loan. You are selling a business asset, you invoices. You will be advanced 70 – 90% of the value at the close of the transaction. You will receive the remaining 10 – 30% when the invoices are paid by the creditors; less the factors fee.

You can receive from $100,000 - $10,000,000 in funding with our current funding source.
Apply for factoring here.

This Month’s Special Offer:

Ever wanted to make money on the Internet but was not sure where to begin? This month, we are offering the New York Times bestseller, “Get Rich Click” by Marc Ostrofsky to our subscribers. Marc has made over $100 million on the Internet! For more information:

Advertise Your Business in BM$ Success

You as a subscriber are invited to give your business free online exposure for the next 3 months. That’s right 3 months of free advertising just for the asking! Just send a brief description of your business and the products or service you offer. State whether you are local to a specific region or a national or international company. We will place your info in the next issue of BM$ Success. Don’t forget your contact info or to spell check your ad!

Send your ad info to: Any Questions:

Let us know what topics you would like to see covered in BM$ Success Newsletter.

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Until next month!


Jim Bullock

Business Money Source, LLC P.O. Box 16096 Richmond, VA 23222

(804) 396-3040

“Your One Stop Online Business Information Source”

Twitter: @bizmoneysource

Disclaimer: The content contained in the BM$ Success Newsletter is provided for informational purposes only. It is incumbent upon the user of the information to seek appropriate financial and/or legal counsel before entering into any financial transaction. Business-Money-Source, LLC nor its' principals are in no way liable for your financial transactions. See the “Disclaimer” and "Terms of Use and Privary Policy" pages on the Business Money Source website for further explanation.