Online merchant services are available from many merchant account providers. If you business is one that is primary one of outside sales or your are a contractor of some kind, you will need to able to accept credit cards when you do not have access to a telephone line. If your business requires frequent visit to trade shows, flea markets or selling from a vendor’s cart or stand, mobile credit card services are a necessity.
You have several options for online merchant services depending upon your needs and budget.
A wireless credit card processing terminal allows you to process credit cards with a wireless connection. You can carry a wireless terminal on sales calls as well as use it in your store location without the expense of a second telephone dedicated to credit card processing. A wireless terminal gives you have the additional benefit of swiping your customers’ that costs you less in processing fees. Swiping also reduces the chances that you will have to deal with stolen and fraudulent cards.
A wireless credit card processing terminal will usually cost you in the range from around $400 - $600. Your online merchant services provider will usually offer these terminals at a premium. You can usually find a better deal by shopping the numerous merchant equipment websites. Most merchant account providers will also lease credit card terminals for a monthly payment of around 10% the purchase price.
You can use your laptop for wireless credit card processing. You will need 4 pieces of equipment to accomplish this:
What if you want to print out a receipt? You can print receipts with a portable laptop printer or you can print from a desktop. By the way, you can use the same online credit card processing system with a desktop computer. You will just be limited on portability of your credit card processing by how far you are willing to lug around a desktop computer!
Mobile credit card processing is accomplished by using your cell phone or touch tone as the processing terminal. You don’t need to purchase additional equipment. The monthly fee is usually much lower than a traditional wireless merchant account. The processing fees will be slighter higher. Mobile credit card processing may be the ultimate system for making your credit card processing convenient at temporary vending platforms such as fairgrounds, sporting events and swap meets.
Online merchant services of all types are much easier to acquire now than they were even a few years ago. If you need a portable processing platform, you have the three solid ones describe on this web page. There will sure be more options to come as wireless technology continues to push the telecommunications envelope.
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